I'm sure you'll agree that budgeting, saving money, and eliminating
debt are very appealing ideas. If effectively tackled, these goals can
secure your financial status for the future, and allow you to live a
comfortable, debt-free life.
However for some unfortunate reason, these important financial goals
hardly ever get accomplished, and most will continue to go through life
consistently worried about their financial security, unprepared for what
the future may hold.
I have been writing money saving articles and newsletters for
http://www.SavingSecrets.com for over 5 years now. After being in
contact with a number of readers over the years, I found that many who
were interested in learning how to effectively save money simply lacked
the foundation to accomplish this.
I am a firm believer that the ability to save and budget is dependant on
the plan and approach one takes. Sure many proclaim they want to
conserve and save more, but how many actually accomplish this? Saying
one thing and actually doing are completely different from one another.
Why do you think so many New Year's Resolutions are forgotten and
never heard from again?
For example, think of the times you yourself started a new hobby or goal.
Were you successful? If not, how long did you stay with this new undertaking?
What was your reason for quitting or not following through with the intended
From this short self reflection, you can probably guess the reality most
would-be budgeteers are faced with. Even though these individuals have the
desire to conquer their finances, for some reason the task never gets
What is needed to help guarantee success is inspiration and a solid approach,
or what I like to refer to as a "game plan".
Think about it.
If someone wants to learn how to play the piano, realistically, they are not
going to just sit down and start banging away on the keys. They'll never learn
to play the piano effectively that way!
In order to tackle the process of learning the piano, an eager student will
take lessons, purchase "How To Play Piano" books, tapes, cd-roms,
interactive software, browse the Internet for tips and related online forums,
check local college for classes and instructors, etc..
Who do you think will have more success learning to play the piano?
More than likely it will be the energetic individual with the planned agenda
and goals, than the dreamer without a "game plan".
Designing Your Game Plan
Once you fully commit to accomplish a particular task, to help improve your
chances for success it is imperative that you design and follow a regiment,
a well thought out "game plan".
Every task, whether it's for work or pleasure, has some type of goal or
objective. If your underlying task is to clean the house, then a specific goal
may be to clean the kitchen or organize the cupboards by the end of the day.
If your task is to learn how to play the piano, then a goal may be to learn
how to play your favorite song within a month or two.
Take notice that the goals provided are very realistic and practical. You want
to establish goals that are attainable in a reasonable amount of time.
Before you start planning how YOU are going to tackle the task of budgeting
and saving money, take a moment to determine what goal(s) you want to
accomplish and a specific time frame for each particular goal. This will give
you something tangible to strive for and help keep you focused on task, thus
increasing your chances for success.
Here's an example of a practical task along with the respective goals:
TASK: Spring Clean The Whole House
week 1 - kitchen; refrigerator, cupboards, monthly menu, coupons organized
week 2 - garage; organize boxes, Xmas decor, scrub/polish floor
week 3 - family room & bathrooms: cleaned, scrubbed, carpet & drapes
Putting Your Plan Into Action
Remember the piano playing example mentioned earlier? No matter how many
books or tapes you buy to help teach you how to play, unless you devote
serious time to practice, you will not improve and you will not accomplish your
Your game plan MUST be put into ACTION! Don't let your wonderfully designed
agenda get lost under a heap of papers or collect dust on some obscure
Put your plan into action!
Just like the piano player, you will need to devote focused time specifically to
your task in hopes of accomplishing the predetermined goals. Keep in mind
that only after serious time and effort is devoted to your cause will any real
Hopefully this has inspired and motivated you to accomplish your tasks and
goals regardless of what they may be. If you need more assistance and
guidance, or if you would like access to 60+ money saving articles,
newsletters and creative ebooks you can download, stop by and explore our
money saving resource at: http://www.SavingSecrets.com
Best wishes accomplishing your tasks and goals to effectively save and
eliminate that ever-present debt!
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